Carma icon for iPhone

A Private Driving Score That Coaches You, Not Your Insurer

Carma scores every drive on your iPhone, explains each lost point on the map, and helps you fix one habit at a time.

Coming soon to theApp Store
Trip score screen showing a driving score of 81 with an editorial score dial and route map

What is Carma?

Carma is a driving score app that works for you alone. It detects your trips automatically, scores each one from 0 to 100 using your iPhone's motion and location sensors, and keeps every result on your device. There is no insurer, no rewards scheme, and no account to create.

Unlike black-box telematics scores, Carma explains itself. Every deduction is a pin on the trip map with the reading behind it and a plain-language reason — a hard brake here, a phone pickup there. If a trip was scored wrong, one tap marks you as a passenger or removes it.

A weekly coaching view turns the data into one concrete focus: the habit costing you the most points, where it happens, and how your score is trending. A separate practice mode logs supervised hours for a learner driver, including night hours, toward permit requirements.

Features

Automatic trip detection

Carma notices when you start driving and scores the trip on its own. No buttons to remember, no account to set up.

Every lost point explained

Each deduction is an inspectable event: a map pin, the sensor reading, and a plain-language reason like a hard brake or a phone pickup.

Replay any drive

Drag the score dial to scrub through a trip and watch events appear along the route, from first turn to final stop.

One habit at a time

The coaching tab shows which event type costs you the most points, a six-week score trend, and your streak of clean trips.

Learner practice log

Track supervised practice hours for a teen or learner driver — total hours and night hours — against permit requirements.

One-tap corrections

Scored as a driver when you were a passenger? Reclassify or remove the trip with a single tap instead of arguing with a black box.

How it works

Just drive

Carma detects the start of a trip and begins scoring automatically. Nothing to tap while you drive, and nothing interactive is shown in motion.

Review the trip

After you park, open the trip to see your 0–100 score, the route, and a pin for every event that cost points.

Understand each event

Tap a pin to see what happened — the deceleration reading of a hard brake, or the stretch where the phone was handled — and correct it if it's wrong.

Fix your focus habit

Each week Carma names the one habit costing you the most and shows your trend, so improvement is a single clear target.

Frequently Asked Questions

Is there an app that scores your driving without insurance?

Yes. Carma is a driving score app with no insurer behind it. It scores every trip from 0 to 100 on your iPhone, and the results are for your own coaching only — they are not shared with any insurance company, rewards program, or third party. There is no account, so there is nothing to link a score to.

How does a driving score app know when I brake hard?

It uses the motion sensors already in your iPhone. Sudden deceleration shows up in the accelerometer as a distinct spike, which the app records as a hard-brake event with its g-force reading and location. Carma shows you that exact reading on the trip map so you can judge each event for yourself.

Can my iPhone detect phone use while driving?

Yes. Carma flags stretches where the phone was handled while the car was moving and shows them as coachable events on the trip. The point is awareness after the drive — the app deliberately shows nothing interactive while a trip is in motion, so it never becomes a distraction itself.

What is a good driving score?

On a 0–100 scale, scores in the high 80s and 90s generally mean smooth, attentive trips with few or no events. More useful than any single number is the trend: whether your weekly average is rising and which event type keeps costing points. Carma is built around that trend and gives you one focus habit at a time.

Why did my driving score go down?

With most telematics apps you never find out — the score just drops. Carma answers the question directly: open the trip and every deduction is a pin on the map with the event type, the sensor reading, and the points it cost. You can see exactly which hard brake, speed stretch, or phone pickup moved the number.

What if the app scores me when I was a passenger?

Mis-tagged trips are the most common failure of driving trackers. Carma makes it fixable: one tap reclassifies a trip as a passenger ride or removes it entirely, and the score updates immediately. You are never stuck with a deduction from a trip you didn't drive.

Does Carma track my location all the time?

No. Location and motion data are used to detect and score trips, and everything stays on your device. Trip paths, events, and scores are stored locally and are not uploaded to a server or shared with anyone.

Can I use Carma to log supervised driving hours for a permit?

Yes. The practice mode tracks supervised hours for a learner driver, including the night-hours requirement many states have, and shows progress toward the total — for example 12.5 of 50 hours. Each practice drive is logged with the same trip detail as a regular scored trip.

Is there an app for parents to see how a teen is driving?

Carma takes a private approach: it runs on the driver's own phone and the data stays there. For families, that works as a shared review after the drive — a teen and parent can look at the trip together, see each event on the map, and track practice hours — without remote surveillance or data leaving the phone.

How accurate is the speeding detection?

Speed comes from GPS, which is reliable; the inferred speed limit is approximate, so Carma frames speed events as feedback rather than verdicts, and every event can be corrected with a tap. Nothing in the app is legal evidence — it is a coaching signal about your own habits.

Do I have to start and stop trips manually?

No. Carma detects driving automatically and starts scoring on its own, so a forgotten button never means a lost trip. If you prefer, you can also start a drive manually from the Trips tab.

Can a driving app actually make me a smoother driver?

Feedback loops work best when they are specific, and that is Carma's design: instead of a vague weekly grade, you get the exact map locations of your hard brakes, one named focus habit, and a streak of clean trips to protect. Drivers improve by fixing one concrete habit at a time, and the six-week trend shows whether it's working.

Get Carma for iPhone

See your driving score, understand every point, and keep it all to yourself.

Coming soon to theApp Store

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